The annual general meeting of Optima Bank shareholders was held today, May 5, 2026, the annual general meeting of Optima Bank shareholders, during which the financial statements for the 2025 fiscal year were approved and important decisions were made, confirming the bank’s steady growth trajectory and its commitment to creating value for its shareholders.
Approval of the 2025 Financial Report
The General Meeting approved the bank’s annual financial report for the 2025 fiscal year, which reflects yet another year of strong performance. In 2025, the Optima Bank Group recorded net profits after taxes of €170 million, an increase of 21% compared to the previous year. These profits correspond to a return on tangible equity (RoTE) of 25.3%, one of the highest in Europe, while the cost-to-core-income ratio stood at 24.5%, reflecting the efficiency of the bank’s business model.
Growth was strong across all key metrics, with deposits reaching €6.3 billion, up 36%, and net loan balances reaching €5.1 billion, up 40%, continuing the bank’s dynamic credit expansion.
Dividend Distribution – Enhanced Shareholder Reward
The general meeting approved a dividend distribution of €0.23 per share for the 2025 fiscal year, corresponding to a total gross amount of €50.9 million, an increase of 21% compared to the previous year, highlighting the enhanced return to shareholders. The dividend for the 2025 fiscal year corresponds to 30% of net profits, confirming the consistent shareholder remuneration policy.
Strategic Initiatives and Outlook
During the general meeting , the strategic importance of the proposed acquisition of Euroxx was highlighted , which is part of the group’s broader plan to further strengthen its investment and brokerage services, creating new opportunities for growth and synergies. The completion of the acquisition is expected to increase commissions by approximately 20%, as well as expand capabilities in the areas of brokerage, investment banking, and asset management.
The Chairman of Optima Bank, Mr. Georgios Taniskidis, stated: “The decisions of today’s Annual General Meeting confirm Optima Bank’s strategic consistency and strong capital base. The dividend distribution reflects our steadfast commitment to meaningfully rewarding our shareholders’ trust, following our strong financial performance. Through the vision and collective effort of all our people, Optima Bank has evolved into a benchmark bank for the Greek banking system, combining high performance, responsible governance, and sustainable growth for the benefit of shareholders, the economy, and society.”