"Diversifying revenue sources is a key advantage in the overall market environment," said CrediaBank CEO Eleni Vrettou a short while ago at the Annual General Meeting of Shareholders, analyzing the multiple synergies resulting from the flurry of acquisitions the bank has undertaken over the past year both within and outside.
"Our commitment is to create value for shareholders and customers and to build the best bank for everyone," she added.
The key pillars of CrediaBank, which according to Ms. Vrettou recorded significant performance across all metrics in 2025—a trend that continued into the first quarter of 2026—are: further market penetration through market share growth, international expansion with Malta as a pilot, digital transformation, and targeted M&As/acquisitions aimed at creating greater value.
"Despite the difficult and uncertain environment due to the geopolitical crisis, we have not only maintained our upward trajectory but are moving forward with the goal of creating a resilient, flexible, and modern banking organization," emphasized Eleni Vrettou, who analyzed the advantages that the recent acquisitions of Pantelakis Securities and Europe Holding bring to the bank.
From a position of strength
"2025 was a year of renewal, and we started 2026 from a position of strength," emphasized the bank’s chairman, Konstantinos Herodotus. "The capital increase gave us the momentum to move forward with the next steps of our strategy. We are preparing and planning synergies. Our goal is to increase shareholder value while remaining committed to the principles of transparency and reliability, " he added.
The dividend
“I cannot prejudge the board’s decisions for 2027. However, my recommendation and intention will be for the bank to distribute a dividend in 2027 from the profits of the 2026 fiscal year,” emphasized Eleni Vrettou.
Regarding the additional 30% held by Pantelakis (note: the bank acquired 70%), she noted that the agreement includes a call option for the bank to acquire that stake.