The monthly net flow of total bank financing was negative by €1,081 million in April 2026 , compared with a positive net flow of €3,533 million the previous month, according to data from the Bank of Greece.
I.1 General government financing
The monthly net flow of bank financing to the general government in April 2026 was positive by €135 million, compared with a positive net flow of €1,124 million the previous month. The annual rate of change in general government financing stood at -0.7%, down from -0.8% the previous month.
I.2 Private sector financing
In April 2026, the annual rate of change in total bank financing of the private sector fell to 6.8% from 7.7% the previous month. The monthly net flow of total financing to the private sector was negative by €1,216 million, compared with a positive net flow of €2,409 million the previous month.
I.2.1 Corporate Financing
The monthly net flow of bank financing to businesses in April 2026 was negative by €1,150 million, compared with a positive net flow of €2,226 million the previous month, while the annual rate of change fell to 8.8% from 10.1% the previous month. Specifically, the annual rate of change in bank financing to non-financial corporations (NFCs) fell to 9.5% from 10.4% the previous month.
The monthly net flow of financing to these enterprises was negative by €731 million, compared with a positive net flow of €2,158 million the previous month. The annual rate of change in financing for insurance companies and other financial institutions fell to 2.8% from 7.4% the previous month. The monthly net flow of their financing was negative by €419 million, compared with a positive net flow of €68 million the previous month.
I.2.2 Financing of self-employed professionals, farmers, and sole proprietorships
In April 2026, the monthly net flow of bank financing to self-employed professionals, farmers, and sole proprietorships was negative by €54 million, compared with a positive net flow of €48 million in the previous month. The annual rate of change in their financing stood at -2.0%, down from -1.5% the previous month.
I.2.3 Financing of households and private non-profit institutions
The monthly net flow of bank financing to individuals and private non-profit institutions was negative by 13 million euros in April 2026, compared with a positive net flow of 134 million euros the previous month. The annual rate of change in their financing stood at 2.7%, down from 2.8% the previous month.
II. Deposits of the domestic economy with domestic credit institutions
The monthly net flow of total deposits was negative by €34 million in April 2026, compared with a positive net flow of €2,474 million the previous month.
II.1 Deposits from the general government
In April 2026, compared with an increase of €394 million the previous month, while the annual rate of change rose to 22.5% from 17.4% the previous month.
II.2 Private sector deposits
Private sector deposits decreased by €66 million in April 2026 to €209.58 billion, compared with an increase of €2,080 million the previous month, while the annual rate of change rose to 5.8% from 5.4% the previous month.
II.2.1 Deposits from businesses
In April 2026, compared with an increase of €2,453 million the previous month, while the annual rate of change rose to 10.8% from 10.2% the previous month. Specifically, MXE deposits decreased by €1,075 million, compared with an increase of €2,467 million in the previous month. Deposits from insurance companies and other financial institutions increased by €139 million, compared with a decrease of €14 million in the previous month.
II.2.2 Deposits from households and private non-profit institutions
In April 2026, compared with a decrease of €374 million in the previous month, and the annual rate of change rose to 4.1% from 3.8% in the previous month.
Total household deposits stood at €154.67 billion.