The issue of the delay in implementing decision no. 6/2026 of the Full Plenary of the Areios Pagos was raised today in Parliament by Milena Apostolaki, during the discussion of her topical question to the Minister of National Economy and Finance.
Milena Apostolaki recalled that the Plenary of the Areios Pagos ruled that the interest in judicial settlements under Law 3869/2010 is calculated on each monthly installment and not on the total principal of the debt.
During the discussion, a sharp confrontation arose over the issue of retroactive application. The Deputy Minister of Finance argued that retroactivity is an initiative of the Government. Milena Apostolaki recalled that the Government is attempting to present as its own political initiative what is a consequence of the decision of the Plenary of the Areios Pagos, noting that this specific government claim has already been refuted by law professors, bar associations, and consumer unions. She stressed, in fact, that instead of the Government groundlessly claiming credit for retroactivity, it should from the outset have ensured the full and immediate implementation of the judicial decision for the benefit of borrowers.
The critical issue today, Milena Apostolaki stressed, is what is happening in practice. Months after the issuance of Plenary Supreme Court Decision 6/2026, borrowers continue to complain that they have not received new installment schedules and detailed debt identities, that recalculations are delayed, and that they face problems even in the provision of information on previous payments.
The PASOK MP attributed responsibility for the delay to the Government, emphasizing that a decision of the Plenary of the Areios Pagos cannot in practice depend on the operational readiness and internal procedures of the servicing companies which no one knows when they will complete.
Milena Apostolaki raised the following questions, to which she received no answers: Who is monitoring the adaptation process of the servicing companies? Who is checking their compliance with the decision of the Areios Pagos? Has the Government requested specific supervisory oversight from the Bank of Greece?
Finally, she stressed that a citizen who has for years complied with the judicial settlement cannot be at risk of appearing inconsistent because the company managing his claim has not adjusted its information systems in time. The PASOK MP therefore requested a clear timetable for the completion of the recalculations and meaningful monitoring of the compliance of the servicing companies.