Insurance coverage for vehicles against natural disasters increased significantly in the first year of implementation of mandatory insurance for forest fire and flood.
Data from the Hellenic Association of Insurance Companies (EAEE) for June 2026 show that on June 30, 51.5% of active vehicle insurance policies had coverage for natural phenomena. This coverage may concern forest fire, flood, or both. It is the highest percentage since the beginning of this specific data series.
The survey covers 28 insurance companies, which represent 99% of premium production in motor insurance, that is approximately 7.1 million vehicle liability policies.
Since the start of the new framework, the percentage has been rising without interruption. According to the EAEE, coverage was 27.5% on June 1, 2025, the day the mandatory requirement began. It then rose to 29.6% on July 1, 33.4% on August 1, 36.6% on September 1 and 39.2% on September 30. It reached 44.9% on December 31 and 48.7% on March 31, 2026, ending at 51.5% on June 30, 2026.
In other words, in just over one year the percentage of policies with natural phenomena coverage increased by 24 percentage points, from 27.5% to 51.5%, and almost doubled.