The monthly net flow of total bank financing was positive at €744m in September 2026, compared with a negative net flow of €250m in the previous month, according to data from the Bank of Greece.
I.1 Financing of general government
The monthly net flow of bank financing to general government was positive at €9m in September 2026, compared with a negative net flow of €740m in the previous month. The annual rate of change in financing to general government stood at -3.6%, down from -2.7% in the previous month.
I.2 Financing of the private sector
In September 2026, the annual rate of change in total bank financing to the private sector fell to 6.0% from 7.3% in the previous month. The monthly net flow of total financing to the private sector was positive at €735m, compared with a positive net flow of €489m in the previous month.
I.2.1 Financing of businesses
The monthly net flow of bank financing to businesses was positive at €549m in September 2026, compared with a positive net flow of €520m in the previous month, while the annual rate of change fell to 7.8% from 9.6% in the previous month. More specifically, the annual rate of change in bank financing to non-financial corporations (NFCs) fell to 7.8% from 9.1% in the previous month. The monthly net flow of financing to NFCs was positive at €964m, compared with a positive net flow of €44m in the previous month. The annual rate of change in financing to insurance companies and other financial institutions fell to 7.9% from 14.4% in the previous month. The monthly net flow of financing to these entities was negative at €415m, compared with a positive net flow of €476m in the previous month.
I.2.2 Financing of the self-employed, farmers and sole proprietors
In September 2026, the monthly net flow of bank financing to the self-employed, farmers and sole proprietors was positive at €60m, compared with a negative net flow of €21m in the previous month. The annual rate of change in their financing stood at -2.2%, up from -3.1% in the previous month.
I.2.3 Financing of individuals and private non-profit institutions
The monthly net flow of bank financing to individuals and private non-profit institutions was positive at €126m in September 2026, compared with a negative net flow of €10m in the previous month. The annual rate of change in their financing stood at 2.3%, down from 2.4% in the previous month.
II. Deposits of the domestic economy with domestic credit institutions
The monthly net flow of total deposits was positive at €3.14bn in September 2026, compared with a positive net flow of €2.971bn in the previous month.
II.1 Deposits by general government
General government deposits rose by €353m in September 2026, compared with an increase of €145m in the previous month, while the annual rate of change fell to 7.8% from 8.8% in the previous month.
II.2 Deposits by the private sector
Private-sector deposits rose by €2.787bn in September 2026, compared with an increase of €2.826bn in the previous month, while the annual rate of change stood at 9.1%, unchanged from the previous month.
II.2.1 Deposits by businesses
Business deposits rose by €2.358bn in September 2026, compared with an increase of €2.341bn in the previous month, while the annual rate of change fell to 23.0% from 24.9% in the previous month. More specifically, deposits by NFCs rose by €2.579bn, compared with an increase of €2.357bn in the previous month. Deposits by insurance companies and other financial institutions fell by €221m, compared with a decrease of €16m in the previous month.
II.2.2 Deposits by households and private non-profit institutions
Deposits by households and private non-profit institutions rose by €428m in September 2026, compared with an increase of €485m in the previous month, while the annual rate of change rose to 3.9% from 3.5% in the previous month.