FAIS HOLDINGS S.A. (the “Company”) announces that the Annual General Meeting of the Company’s Shareholders of June 29, 2026 approved the distribution of a total dividend of 0.155 euro per share for the 2025 financial year from the distributable profits of the year (the “Dividend”).
The above amount to be distributed is subject to 5% withholding tax (with the exception or variation of the withholding rate for shareholders subject to special provisions).
The above amount per share, increased proportionally by the amount of the dividend corresponding to the 545,822 treasury shares that the Company will hold on the ex-dividend date Monday, July 6, 2026, in accordance with article 50 para. 1 case (b) of Law 4548/2018, is set at a gross amount of 0.156874464 euro per share.
After withholding tax of 5%, the final net dividend amount per share amounts to 0.149030741 euro.
Furthermore, in execution and implementation of the dividend reinvestment program for fiscal year 2025 (“Dividend Reinvestment Program”), approved by the Company’s Annual General Meeting of Shareholders dated 29.06.2026, pursuant to the authorization granted to it by the Extraordinary General Meeting of November 28, 2024, the Company’s Board of Directors, by its decision of July 2, 2026, decided to increase the Company’s share capital by up to the amount of 3,540,200 euro (the “Share Capital Increase”), through the issuance of up to 3,540,200 new common, dematerialized, registered voting shares, with a nominal value of 1.00 euro each (the “New Shares”), with the possibility of partial coverage in accordance with article 28 of Law 4548/2018, through reinvestment of up to 50% of the gross Dividend corresponding to each beneficiary shareholder from the profits of fiscal year 2025, with the total amount that may be reinvested amounting to up to €3,540,200, by the beneficiaries of the Dividend who choose to reinvest the above amount in a whole number of New Shares, instead of cash.
The disposal price of the New Shares shall be equal to the average stock exchange volume-weighted average price of the share (VWAP– Volume Weighted Average Price) of the following three (3) trading days during the exercise period of the reinvestment right, from 15.07.2026 up to and including 17.07.2026, reduced by 3% (discount rate). In the event of a fractional amount, the disposal price of the New Shares shall be rounded up to the immediately higher second decimal place.
More specifically, each beneficiary shareholder will be able to reinvest in New Shares, in whole or in part, up to an amount of €0.0775 per share held on the date of determination of the Dividend beneficiaries (i.e. 07.07.2026), which corresponds to up to 50% of the gross dividend per share (the “Reinvestment Amount”).
The remaining amount of the Dividend per share will be paid to shareholders in cash, regardless of their choice to participate in the Dividend Reinvestment Program. It is clarified that the amount of the Dividend corresponding to the Company’s treasury shares and which will increase the Dividends of the other shareholders, in accordance with article 50 para. 1 case (b) of Law 4548/2018, will be paid in cash and will not increase the Reinvestment Amount.
The option right, namely the right of Shareholders to choose regarding the method of receiving the Reinvestment Amount either in cash and/or in the form of reinvestment of all or part of the Reinvestment Amount in New Shares, shall be exercised within a period of fourteen (14) days, which will begin on the day following the ex-dividend date, namely from 07.07.2026 up to and including 20.07.2026.
The number of the Company’s New Shares that the beneficiary Shareholder may receive shall result from the division between the total Reinvestment Amount that each shareholder declares that he/she wishes to reinvest through the Share Capital Increase and the disposal price, rounded down to the immediately lower whole number, in the event of decimal digits.
Any remaining balance from the Reinvestment Amount, due to rounding, shall be paid in cash on the Dividend payment date, namely on 30.07.2026. A shareholder of the Company who is not entitled to the required Reinvestment Amount for the acquisition of at least one (1) New Share of the Company, based on the disposal price, shall not have the right to participate in the Dividend Reinvestment Program, and shall receive the total Reinvestment Amount to which he/she is entitled exclusively in cash.
The amount corresponding to the New Shares to be issued at the disposal price shall be paid through set-off, in accordance with article 20 para. 4 of Law 4548/2018, against the Reinvestment Amount of the Shareholders who are beneficiaries and who choose the reinvestment of the Reinvestment Amount, or part thereof.
In the event of partial coverage of the Share Capital Increase, the undisposed New Shares will not be allocated to third parties, nor to other shareholders of the Company, but the Company’s share capital will be increased up to the amount of the coverage, in accordance with article 28 of Law 4548/2018 and the Company’s Board of Directors will correspondingly readjust article 5 of the Company’s articles of association, determining the amount of capital that will result from the partial coverage of its Share Capital Increase. Beneficiaries of the Dividend and of the right to reinvest the Reinvestment Amount, through the Share Capital Increase, shall be the shareholders of the Company who will be registered in the records of the Dematerialized Securities System (“D.S.S.”) on Tuesday, July 7, 2026 (record date – date of determination of beneficiaries).
From Monday, July 6, 2026 (cutoff date – ex-dividend date), the Company’s shares will be traded on Euronext Athens without the right to receive the Dividend and without the right to reinvest the Reinvestment Amount.
The payment of the Dividend to the beneficiaries will begin on Thursday, 30.07.2026, by the paying bank “Optima Bank”.
* The report of the Board of Directors of Fais Group is published in the right column "Accompanying Material".